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Customer's positive experience is one of our most important promises. We try to provide clearness and fairness for all of our customers. Upon completing our application for an auto loan, you are soliciting a loan from a licensed lender.
Your vehicle will be considered the security for your loan and as a result, we may not require a credit check resulting, in most cases, individuals with poor credit history still able to qualify for the loans. Auto loans are not intended for a long-term loan solution but rather a short-term solution for your financial need. All loans are contingent upon the customers being able to repay the loan, the condition of their vehicle, insurance, and work situation. We suggest that you only borrow what you need and can repay, pay back your loan as soon as you can and also weigh all your options prior to receiving a loan.
We do not charge customers any fees for the processing of your vehicle loan. Some lenders may charge fees for the processing of the loan. The total costs of your loans will be discussed with you upon your request for the loan. Provided below is an example of a loan term. For additional information regarding our loan terms and costs, please contact our toll-free number listed on our website.
Lender's interest rates vary based on, but not limited to, the following variables: vehicle value, repayment ability, and other promotional offers. Rates for lenders that we match you with may range from 18% to 35.99% APR and a lien fee (up to $150). APR and other fees are disclosed in accordance with the Federal Truth in Lending Act. Loan repayment periods range from 6 to 36 months.
If you have really bad credit, we will be unable to match you to a traditional or peer-to-peer lender. In some instances, we may be able to suggest to you a lender but you will have to get the specific terms and rates from that lender and the terms and rates might not fall within the example loan terms on our website. If you do obtain a loan, make sure to pay on time and to follow the rules that your lender provides to you – your failure to do so may harm your credit since the information could be given to credit reporting agencies.
Rights of Cancelation and Payoff policies may vary by lender and state. You are allowed to you change your mind about your loan and can cancel at any time prior to cashing or depositing your check. You may also repay your loan at any time without any prepayment penalties.
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